Wahyuni, E.S. et al. 2026. Predicting Predatory Lending Vulnerability among Female Industrial Workers: Digital Financial Literacy, Financial Stress, Self-Efficacy, and Peer Influence. Journal of Economics and Management. 4, 3 (Jul. 2026), 701–718. DOI:https://doi.org/10.70716/ecoma.v4i3.581.